Sunday, July 10, 2011

Personal Bank Account

Great email from our president at Allen Tate...how will you spend yours?

Gift of 86,400



Imagine that you had won the following prize in a contest: Each morning your bank would deposit $86,400.00 in your private account for your use.


However, this prize has rules, just as any game has certain rules.


The first set of rules would be:










Everything that you didn't spend during each day would be taken away from you.










You may not simply transfer money into some other account. You may only spend it.






Each morning upon awakening, the bank opens your account with another $86,400.00 for that day.


The second set of rules:










The bank can end the game without warning; at any time it can say, It’s over, the game is over! It can close the account and you will not receive a new one.






What would you personally do?














You would buy anything and everything you wanted right? Not only for yourself, but for all people you love, right? Even for people you don't know, because you couldn’t possibly spend it all on yourself, right? You would try to spend every cent, and use it all, right?














ACTUALLY This GAME is REALITY!






Each of us is in possession of such a magical bank. We just can't seem to see it.






The MAGICAL BANK is TIME!






Each morning we awaken to receive 86,400 seconds as a gift of life, and when we go to sleep at night, any remaining time is NOT credited to us.














What we haven't lived up that day is forever lost. Yesterday is forever gone.














Each morning the account is refilled, but the bank can dissolve your account at any time....WITHOUT WARNING.






SO, what will YOU do with your 86,400 seconds?






Those seconds are worth so much more than the same amount in dollars.










Think about that, and always think of this:






Enjoy every second of your life, because time races by so much quicker than you think.






So take care of yourself, be Happy, Love Deeply and enjoy life!






Here's wishing you a wonderful and beautiful day.














Start spending.






Till next time!






“Challenges are what make life interesting, overcoming them is what makes life meaningful!!!” Joshua J. Marine





Friday, July 08, 2011

Do You Need a Pre-Qualification or a Pre-Approval?

Chris Cope, President of Allen Tate Mortgage, posted a great piece this morning on pre-qualification vs. pre-approval letters.  These may seem like one and the same for most folks, but with the rising number of contract fall throughs, this is information that we can ALL use!

Pre-Approval vs. Pre-Qualification--Chris Cope--Allen Tate Mortgage