The BCA Cafe: How to Make Existing Homes Better than NEW!!

If you have ever looked for a home, you have probably looked at existing construction. This is not new construction that has been built as a spec or part of a community, but for our intent and purpose we'll define "existing construction" as homes who have had someone living in them. Easy enough-right?

Well, we also know that with someone or several someone's living in a home come those scrapes, dings, scuffs, stains, dirt and grime that are a very real part of our day to day living. We also know that someone else's choice of turquoise carpet or that orange "accent" wall just might not be the perfect match for our furniture or style. You don't care for the black toilet, the brass hardware or the carpeted bathroom but you love the style, the lot, the location and everything else about it. If only you had the extra money to make the improvements and updates and have money for a down payment! You know the area is perfect for your family and the construction is quality--too bad right? Nope! There is a possible solution! You may or may not have heard of renovation loans, sometimes referred to as 203k loans. These nifty loan programs allow you have work quoted by your choice of licensed contractors and include the improvements in your loan with as little as 3.5% in a down payment!

This is a great solution for older homes in established neighborhoods that just need some updating in master baths, kitchens, and décor OR maybe the home needs new windows, a roof or more systematic improvements because the cosmetics were completed recently. Either way, this loan is an option but certainly needs the guidance and advice of a trusted team in order to coordinate getting the job done in a timely and professional manner.

Should this sound like a product that you might be interested in, contact me and I will put you in touch with our renovation loan specialist, LuAnn Davis at Premier Commercial Bank. We will both guide you through the process including assistance in contractor selection and interior designer selection for larger projects. We will then work with our team to expedite the process through closing to bring you the home that you want, where you want it, in the condition you love!

Never look at existing homes the same way again! Listed below are a few of my listings that would be great candidates for the renovation program! Also, below the photos you will find LuAnn's contact information as well as mine should you have questions or would just be interested in additional information.

JUST CLICK ON THE PHOTO TO GO STRAIGHT TO THE LINK WITH HOME DETAILS AND ADDITIONAL PHOTOS!